I have a niche site. It pretty much covers how make money with submission
marketing.

Keep it up. I’ll check back later, I’m sure.

Smoke,
Good observation about the feasibility of Adel’s suggestions. One point however; Adel is relating his experience, from his point of view. Regardless of the practicality of the suggestion, any product designer (in this case an ATM PD) would be delighted to hear such a laundry list of items an end-user wants.
A decent product design is an evolving process with the untimate end-product bearing, in very many cases, only some resemblance of the original idea that sparked it.
The tiltable screen and adjustable height features are improbable due to materials/cost consideration as high emphasis is placed on safety of cash inside the terminal. Providing such features would require a very fragile system that thieves can toy with. As for current ATMs, a sledgehammer would have to work very hard to get into the vault inside – hence the
limitation faced today. But someday, the external material could be light and resilient to make all of Adel’s ATM dreams come true!
Addu

There are a few touch-screen ATMs that I’ve used here. Fast cash options are also available, although that requires an extra key stroke. What can be a possible solution is to have multiple choices like -

[1] Fast Cash
[2] Cash Withdrawal
[3] Last Transaction [Rs. xxx]

Last Transaction can be the recorded history of transaction. This would allow the user to withdraw the most frequently entered amount(as per his transaction history) at the click of a button.

User preferences like language, height, screen tilt are all stored in the card and are easily configurable on authentication.

Are you referring to T9 as smart-text on your cell phone? Even I find that a little lousy to use and prefer the normal alphanumeric entry for messaging. Maybe it will take a little getting used to if you want to appreciate it, but thats another usability issue altogether!

Saraansh:

Actually, I prefer Any Time Money as a better acronym for ATM than Automated Teller Machine.
And please, Kathirvel and his class are the last things that I’d like to be reminded of now! (Remember the door closing ceremony that he religiously followed everyday after entering the class ;) )

Smoke:

A good feedback. I’ll try and answer them in the best possible way –

Language – I dont really see a point in entering ‘English’ (or anything else for that matter) everytime I use the ATM. Avoiding that can significantly reduce the time spent on using the teller. Like you said, it can be an issue if I entered the wrong Language or I’m travelling and using ATMs in other countries. This can be overcome by putting a preferences option for the user and setting that as default. If you’ve noticed, the select language option is asked in English. If you, say by mistake, select a different language, you can always display an option either in English or as a recognisable icon that can be clicked and have your preferences changed.

Transaction history – check my reply to Addu (on top)

Teller height – Maitaining a standard (default) height according to the average height of the population (as it is now) is a good idea. However there are also differently abled people that exist (however small the percentage) that also use such services. I proposed the auto-height adjust keeping “those” people in mind. Accessibility for all.

Smart card – When I mentioned contact-less card, I did also mention proximity in brackets. Proximity cards are those that are activated (or read) only when they are bought very close (couple of centimeters) to the actuator or sensor. So having 10 or more people waiting in the queue does not hinder the system performance. It is very similar to the one you use in offices for access control. I also mentioned “Smart” implying that user settings and preferences can be stored in the card so that you get the same feel and service from any ATM that you may use.